I had a brand new axiom xb. The original bank was watchovia Apparently they sold out to Wells Fargo. . They claimed they didn't revive one payment. I had continued to make regular payment and they never contacted me about this one month that was missing .... no warning they can to my place of employment and took my vehicle. I phoned immediately to the bank. They were rude and had been charging me late fees and high interest on that one month. They wanted almost 1300 immediately to bring a loan that I was currentt on to not repose my car. Even had to pay to get my own belongings out of the. Car. So unethical and ruined my credit