I am on a fix income so I pay my bills on the trird of the month when I get my SSD check . I have a 1000 dollar loan and paying for a laptop computer, I pay every month and had good creit untill last month the guy took my payment by debit like every month but the one who handle it was buzy so I went to the next dest. he chance me for my loan and said both my loan and computer were charge together it is usally done seperate so I question him and he said it was pay for. In the middle of the month I get a phone call My computer payment was late. I told them it was his fault I have no more money till the 3rd now I will get charce interest and have to pay two payments I belive he did that onb purpose to get more money out of us and ruin arre good creit ripoff afer all this is paid I am though with them