Steve
Bradenton,#2Consumer Suggestion
Sun, July 06, 2008
First of all, that is why you never speak to any collector on the phone. It will get you nowhere. They are generally crackheads and morons that have no common sense at all. They just need that next rock. All you need to do is send a CEASE COMMUNICATIONS request as per the provisions of the FDCPA. Send this by certified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy of it for your records. This procedure is VERY important as it proves exactly what you sent. Now, when they violate your LEGAL REQUEST, you sue them for up to $1000 in punitive damages plus costs, as per the provisions of the FDCPA. It makes no difference as to whether the debt is yours or not. The law applies to the practices of third party debt collectors.
Friendly Help
Anderson,#3Consumer Comment
Sat, July 05, 2008
An unlisted telephone number used to cost $0.50 a month but now AT&T gouges its customers for $5.50 a month. But your problem should stop with a new phone number. Keep it unlisted for at least 6 months, and maybe for 12 months.
John
Louisville,#4Consumer Comment
Sat, July 05, 2008
Step One: Send Allied a letter via Certified Mail + Return Receipt stating: Per the Fair Debt Collection Practices Act, I am requesting: - Written validation of this alleged debt and that said alleged debt is within the statute of limitations - Cease all verbal communications with me about this alleged debt. Step Two: Next time they call, read the following statement: Pursuant to Ohio state law, this is to inform you that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Pursuant to Ohio state law, continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.