Flynrider
Phoenix,#2Consumer Comment
Tue, December 04, 2012
" the cnac rep christie is very rude and disrespectful calls me a liar "
That's what people tend to call you if you lie to them. First you say you're going to arrange payment "after work" and you end up deciding that you'll pay on Dec. 14th.
Collection people at sub-prime lenders are not known for their kindness or leniency when it comes to delinquent accounts. Everyone who doesn't pay their bills has excuses. They've heard them all and believe none of them. Since they deal with people who have histories of not paying on time, can you really blame them?
" I am not a 17yr old child and I refuse to continue to be treated as such "
Agreed. You have to be at least 18 to default on a contractual obligation, but why quibble? They are treating you like an irresponsible person because you have not kept up with your responsibility to pay when promised. You may not like it, but you've earned it.
You seem to think that this lender should be kind and sweet and just accept whatever repayment terms you dictate. You have lost touch with reality. Do not be surprised if this lender decides not to wait for your payment on Dec. 14th.
Ken
Colorado,#3Consumer Comment
Tue, December 04, 2012
because your credit's in the toilet.
Then you can usually pay on time, except for a few times here and there.
These "deadbeat" lenders don't believe ANY excuses anymore and they've heard them all numerous times a day.
All they want YOU to do is pay the amount you ageed to, on time EVERY time. Not so hard, right.
Being "accountable for all my life, actions and so forth" means not borrowing more than you can afford to pay back without having to stall them off "here and there."
Your next irritant will be called a "Repo," if you haven't figured that out for yourself.