Complaint Review: North American Bancard - Troy Michigan

I hope "Manhattan Handbags" is contacted and posts something stating that they closed right after being denied for your promises of a cash advance. I have been with NAB since 2006 as an Independent agent and have never seen such a crybaby. If they were declined for an advance and closed, move on. Just to let you know, I am in outstanding status with the company and have never been cheated out of any residuals or bonus commisions I may have been fortunate to have received from them. Aren't you that debtonater guy on the terrible radio station in Illinois? Cool name btw. The debtonator promises to get you out of debt by getting you an advance that hopefully he makes $900 from! Nice work DC. Another question, did you read your agent agreement and schedule A? That would have taught you some things before you run your mouth with false information.

I'll be scanning the Merchants paperwork that I recieved in the mail from you guys and posting it here. Merchants and Agents alike have the right to know what scammers you are. I have the evidence that the Manhattan Handbag company was approved for processing and I will use it here and in a court of law. Be prepared to fly out to Illinois to defend yourself. If you would rather settle this out of court I will settle the case in the amount of $800 even though I'm owed at least $950. Please mail a check to my address on file and I will update that North American Bancard settled this dispute honorably. If you choose not to pay me the amount I am owed I will continue to alert the public about your inability to conduct business in a professional and honorable manner. Please note that I have saved all of your emails and can also provide a statement from my bank that you sent the funds in a misleading manner. North American Bancard is scamming Merchants and Agents. Do not do business with this company. I'll update when I have more info to provide the public.

Re: Response to RipOff0464840 (http://www.ripoffreport.com/reports/0/464/RipOff0464840.htm) Please publish this response on behalf of North American Bancard, Inc. (NAB) to the unfounded complaint asserted by the anonymous poster referenced above. Based upon our review of the allegations which were raised by this anonymous party, and comparing them to emails which we have received from one particular terminated agent, we believe that we know the identity of the party who has raised these issues and respond accordingly. This presumed agent (who has since been terminated) was paid a commission, but due to his request that his compensation be deposited to a non-checking account at a non-conventional bank, the payment was returned to NAB. However, while the payment was being returned, the merchant which this agent had brought to NAB terminated its processing agreement. Commissions paid to agents must be returned if the merchants they board through NAB do not satisfy certain minimum durational requirements. The merchant terminated its relationship before any sales were ever processed. Therefore, even if the commission had been received by this agent, it would have needed to be returned to NAB as the merchant did not maintain its processing relationship for the required length of time. Furthermore, there is no way that the merchant could have been approved for any sort of future receivables purchase (which this terminated agent refers to as a cash advance); therefore, there is no basis for this terminated agent to suggest that he has been denied an additional bonus for a transaction that did not occur. Additionally, emails which have been received from the presumed poster indicate that he instigated the merchant to terminate its relationship with NAB. He has boasted of his efforts in this regard. Such conduct would be a violation of any agent's sales representative agreement with NAB and would be grounds for termination. In this terminated agent's emails to NAB's officers, employees and counsel, he has threatened to continue smearing NAB to its clients and to trashing NAB and its employees on the internet. The fact that this terminated agent seeks to gain some advantage by personally attacking the good names and reputations of NAB's employees is particularly troubling. In fact, this terminated agent has described his actions as being quite fun (email of June 25, 2009 at 11:32) and used the expression LOL to describe his attitude as to exposing NAB. Unfortunately for the presumed poster, no measure of insults and defamation can alter the inescapable fact that he earned no compensation or bonus. NAB strives to afford all agents with abundant opportunities to succeed. Agents are paid on a timely basis in accordance with their agreements and all efforts are made to faithfully and expeditiously investigate any issues that agents bring to our attention. With respect to the terminated agent who we believe to be the presumed poster of the negative report, our investigation clearly revealed that he was not entitled to any compensation and that he violated the terms of his agreement with NAB. Sincerely, Randy Lobban North American Bancard

North American Bancard continues to ignore my request for sales commissions. WHERE IS MY $800+ North American Bancard? I feel sorry for the one client I sent to you liars and scammers. You were nothing but a big waste of time for her. If anyone is seeking Merchant Services or Business Cash Advances PLEASE DO NOT USE THIS COMPANY! North American Bancard recruits sales agents and then refuses to pay. They will lie to you for about one week and then you are completely ignored. DON'T DO BUSINESS WITH NORTH AMERICAN BANCARD! DON'T WORK FOR NORTH AMERICAN BANCARD! Google North American Bancard to view hundreds of complaints on this scam company! Steve, Jessica, Rita and Randy, HOW DO YOU LOOK AT YOURSELF IN THE MIRROR? HOW CAN YOU EMBARRASS YOUR FAMILY BY WORKING FOR THIS SCAM COMPANY? I'll keep updating until I'm paid.

Still waiting to get paid by the lying scammers. Agents who work for North American Bancard do not get paid. SHOW ME THE MONEY SCAMMERS! I will continue to alert the public about this scam company so ignoring me will not serve you liars well.

Tried contacting each and every liar at North American Bancard and have recieved zero responses. This company owes me a big chunk of change and I will see to it that I am paid. When you google North American Bancard you will see another site that lists many complaints about North American Bancard. At this particular site they offer a listing of government agencies that may be able to assist with your complaint. USE THIS RESOURCE Merchants and Employees. Will keep updating. When I am finally paid I'll let you know. Meanwhile, stay far away from this company.