Tell us has your experience with this business or person been good?
Protective Smart Health Premier Aka Protective Marketing Enterprises ripoff, dishonest, fraudulent, unethical, con Marlton, New Jersey
My husband just got a new job and was not covered by health insurance yet. I went on-line to look for temporary health insurance and received a phone call from Protective Smart Health Premier supposedly through Am. Life Insurance.
I was told this was discount health insurance through a group plan. That I could go to my doctors of choice and I would only be responsible for a $25 co-pay. The it would be the same at hospitals all through the United States and also included discount dental, vision, and a small life and disability policy.
I was also told I would receive five $25 vouchers to mail in after my first five doctor visits and recieve my $25 co-pay back.
I told Amy, that I would like to do some checking first and of course, I should have hung up when she said this was a one time offer.
My husband broke a bone in his foot, went to the emergency room on a Sunday, than to a recommended doctor on Monday (supposedly participating). Neither had no idea what he was talking about when he said he was suppose to have a $25 co-pay.
I spent hours on the phone being passed from one person to another trying to get some answers. Never did get a satisfactory explanation, never recieved promised returned phone calls. And I have to write a letter to Protective Marketing Enterprises to put in a request to get my money back. It will be reviewed!
It is very sad that companies get away w/this sort of thing!