Account turned over to SAR due to a passed due balance from LTS management. Failure to contact SAR may result in legal action. This is supposedly from an outstanding July 6,2012 loan. Company also goes under Loan Shop On Line. Amount due was $1450 but would accept $450 to settle. Was stupid enough to give it to them on two payments, 11/3 and 11/13. Now see all complaints against them. For same exact letter.