Stacey
BRISTOL,#2Author of original report
Tue, March 11, 2008
AWWW TOO BAD FOR THE PERSON WHO TRIED TO DFEFEND UNITED DEBT SOLUTIONS. YOUR COMPANY OWNERS ARE BEING SUED AND IT LOOKS LIKE YOU'LL BE OUT OF A JOB, SO YOU CAN'T HELP RIP OFF PEOPLE ANY MORE. I AM MISERABLE WHEN IT COMES TO INJUSTICES AND MONEY BEING STOLEN OUT OF MY PERSONAL BANK ACCOUNT. I REALLY DON'T LIKE HAVING TO GO THROUGH ALL OF THE BULL OF FILING AN UNAUTHORIZED COMPLAINT AGAINST UDS WITH MY BANK, FAXING CRAP 2 YRS LATER TO YOUR STUPID COMPANY, AND HOPING I WOULD GET MY MONEY BACK YOU MORONS TOOK OUT OF MY ACCOUNT 2 YRS AFTER I HAD STOPPED CORRESPONDING WITH YOU IDIOTS. I HOPE YOU DO GET YOUR CHANCE TO SERVE IN HELL SINCE YOUR A THEIF AND YOU STAND UP FOR YOUR ACTIONS IN HELPING TO RIP OFF THE ALL READY FINANCIALLY STRUGGLING AMERICANS. I HOPE THEY THROW THE BOOK AT JOHN HACKER AND CHRIS CAPARELLA...AND I HOPE YOU (PERSON WHO RESPONDED)... GET TO REAP WHAT YOU HAVE SEWN.
Robert
Buffalo,#3Consumer Comment
Fri, August 31, 2007
I would like to know just one thing these "fix my credit" outfits do (besides taking money that could be used to pay down debt) that the consumer debtors cannot do for themselves! NO ONE NEEDS TO HIRE ANY OF THESE OUTFITS! Folks can resolve their credit issues, correct credit reports, negotiate settlements with creditors to the mutual benefit of both parties, and formulate a payment plan to payoff ALL creditors, all by themselves! AND, the money they would pay to a "fix my credit" outfit could be used more productively to pay down their existing debt SOONER! It's all about education! There is no need to hire any "fix my credit" outfit at all!
4yourinformation
N A,#4UPDATE Employee
Thu, August 30, 2007
Stacy, First I would like to say that you are a miserable person. Sounds to me that everything that goes wrong in your life appears to be everyone else fault EXCEPT your own. UDS tried to help you and it is not our fault that you waited so long to get our help. As once was told to me and I will quote "it is better to rule in hell then to serve in heaven." If CNN calls. I will post the date. have a blessed day
4yourinformation
N A,#5UPDATE Employee
Thu, August 30, 2007
Stacy, First I would like to say that you are a miserable person. Sounds to me that everything that goes wrong in your life appears to be everyone else fault EXCEPT your own. UDS tried to help you and it is not our fault that you waited so long to get our help. As once was told to me and I will quote "it is better to rule in hell then to serve in heaven." If CNN calls. I will post the date. have a blessed day
4yourinformation
N A,#6UPDATE Employee
Thu, August 30, 2007
Stacy, First I would like to say that you are a miserable person. Sounds to me that everything that goes wrong in your life appears to be everyone else fault EXCEPT your own. UDS tried to help you and it is not our fault that you waited so long to get our help. As once was told to me and I will quote "it is better to rule in hell then to serve in heaven." If CNN calls. I will post the date. have a blessed day
4yourinformation
N A,#7UPDATE Employee
Thu, August 30, 2007
Stacy, First I would like to say that you are a miserable person. Sounds to me that everything that goes wrong in your life appears to be everyone else fault EXCEPT your own. UDS tried to help you and it is not our fault that you waited so long to get our help. As once was told to me and I will quote "it is better to rule in hell then to serve in heaven." If CNN calls. I will post the date. have a blessed day
Stacey
BRISTOL,#8Author of original report
Tue, August 28, 2007
dear, misleaded, misguided, narrrow minded 4yourinformation: GUESS WHAT, I DID HAVE 800.00 IN MY ACCOUNT SAVED UP, AND I HAD TO PAY IT TO CAPTITAL ONE TO STAY OUT OF COURT. YOU DONT KNOW, YOU HAVENT BEEN THERE, AND I CERTAINLY HOPE YOU GET THE ADVENTURE AND RUN AROUND OF SOME CRAPPY COMPANY RIPPING YOU OFF AND CLEANING THE LENT OUT OF YOUR POCKETS. I SAVED, I PAYED OUT AND NOW 2 YRS AFTER THE FACT YOU TRIED TO RIP ME OFF AGAIN BY DIPPING INTO MY BANK ACCOUNT AND STEALING 700.00 YOU IDIOT. NOW YOU CAN DEAL WITH MY BANK, BECAUSE I REVOKED YOUR POWER OF ATTOURNEY OVER MY ACCOUNTS 2 YRS AGO. AND IF UDS EVER DIPS INTO MY ACCOUNT AGIAN, I NOW HAVE THE MONEY TO SUE THE PANTS OFF OF YOU. YOU SCUMBAG LOSERS THAT STEAL OUT OF MY POCKET. THERES A SPECIAL PLACE IN HELL JUST FOR YOU PEOPLE. I THINK THIS TICKS ME OFF MORE THAN WHEN IT HAPPENED, MAYBE I'LL CONTACT DATELINE NBC AND YOUR LOCAL NEWSPAPER AND TELL THEM HOW YOUR CRAPPY COMPANY "HELPS PEOPLE" SCAMMERS
4yourinformation
N A,#9UPDATE Employee
Sun, August 26, 2007
Based on the information you have given in this letter. you should have had about 800.00 saved up in your own account if you were following the outline plan that you joined up with. Also When a creditor gives United Debt Solutions a settlement offer. We contact the client to advise of the offer. We do not know if you came into some extra money or have more money saved away or not. This is why we called you to advised what the offer was at that time. If you did not have the money available we would have called the creditor back and explained that you are only a few months into the program and you do not have enough funds available at the current time. It is amazing how on TV the Credit Card companies show and suggest that you should use your card to go shopping and buy dinners, go on vacation and use the card for everything and anything. Then when you can't pay the bill they take you to court as if it is all your fault! United Debt Solutions offers people that fall into this trap a way out. It's that simple. The best way to avoid any of this is in my opinion is 1. get your debt paid off. choose the plan you feel is best for you 2. cancel all of your credit card and keep only one that has the lowest interest rate. 3. If you get an offer on another credit card with a lower interest rate get that card and transfer your balance (if you have a balance) to that card. Then cancel that card with the higher interest rate. 4. only charge on your card what you can afford to pay back. 5. only use the card for extreme purposes only. (dinner and shopping is not extreme cause) 6. Pay cash for everything you need. If you don't have enough cash at the time then you don't need it. Save your money until you can buy whatever it is. The first full 3 payments go to United Debt Solutions. Towards your fee for the service. After that a portion of the money continues to come out until all of your fee's with United Debt Solutions are paid. The rest of the money that is not taken out of your checking or savings account is for YOU to save and not use. To let it build up in your own account and be used towards a settlement offer United Debt Solutions arranges on your behalf. United Debt Solutions does not say during your sign up process that we pay your creditor for you. United Debt Solutions arranges a settlement offer for you (at a lower price then what you owe). During this process you agree to be saving money every month to make a one time settlement offer. United Debt Solutions records the calls explaining this. This is also explain to you in the First Financial Aid Package that was mail you you. Which also has the "script" as to what to tell your creditors when they call you. United Debt Solutions (Orange Park FL) is open from 9:30 AM to 6:00 PM Monday - Friday Eastern Time. You may also send in a fax including your name address (address that United Debt Solutions would have on file for you). clearly explain what has happen along with any documents that support your claim. The fax number is 904-276-3080. There are a few things someone can do to get out of debt. 1) get a loan. Which is a bad Idea because your still paying everything off with interest and most people end up getting further in debt, Also by doing this you are taking unsecured debt and making it secure (i.e. placing your home as collateral) 2) filling bankruptcy. Which destroys your credit for a long time 3) Credit Counseling. Which also hurts your credit because it will show on your report that you are not able to control your on finances and needed a company to get you out of debt 4) Debt Negation. Which will show that you were behind in payments then you paid off the balance and do not owe anymore money to that collector