I wasted my time and ($1700) money 100% they do nothing when i trusted them and went to their office my caseworker said don't worry we'll fix your credit after 4/5 months and i believed them and signed the contract without reading and paid them with my personal checks .5 months later called them and asked why you did nothing my credit is same as before their manager mr HATAMI said you signed the contract for a year you shouldn't call us now. that time i get mad to myself why didn't read that .... cotract but afer a week some one from their office called me and asked to get a credit report and next day called me back and said OK we are done with your credit we increased your score and everything is done . I was happy at the moment till I get a report by myself and saw they didn't remove my bad reports . Now i have yo get a attorney and open a claim to them.