- Report: #1326816
Complaint Review: ARA Inc. - Villa Park Illinois
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Author Confirmed
Why?
ARA Inc.
PO Box 5002 Villa Park, 60181 Illinois, USA
Phone:
8884095060
Web:
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ARA, Inc. Mark Farmer Tried to collect phoney 21 year old auto loan, threatened lien on bank acct & called me liar Villa Park Illinois
I received a letter from ARA, Inc. {Contact person Mark Farmer ext 3402} for 11,042.61 for an auto loan they said was from 1998. I said there was NO auto loan from 1998, and asked what I could do to clear up the matter. Me referred me to a female (I don't remember her title or name, if she gave one).
I told the female I had not taken out an auto loan nor had I had any credit in my name for nearly 30 years, and had applied for & received a line of credit within last 2-3 weeks. I asked, again, how this mistake could be rectified. The female said that they had to get a judge to get a court order to verify my signiture & a judgement had been authorized for the stated amount. However, she said, they would accept four thousand and some odd dollars, if I paid today. I told her I was retired on social security, as was my husband. I advised her my last name was different in 1998, so how could they have verified the signature of Cynthia Lyon if it wasn't Lyon until 1999, when I married my husband? She verified my current address and social security number, then asked if I had lived on certain streets, she named 2 or 3, none of which I'd lived on. When I paused to recall where which streets I'd resided on, she asked why I paused, and she suggested that I was having an "ah ha" moment, and said I was not being honest with her. I advised her one of the streets my parents had lived on, but they had since deceased, she asked if I'd ever received mail at the address & quoted a number on the street, and I said I did not recall the street number, and asked how the mistake could be clarified. She insisted I had to make payments and said "You mean to tell me you can"t come up with" the four thousand plus dollars "between now and the next month?" When I huffed out a "Ha!" she said "Why are you laughing, this is not funny." I agreed, and she asked me again, "Then why did you laugh?" I told her that her assertios were "ludicrous" and she said "Well, I find it ludicrous that you find this matter funny." She again said, "You are not not being honest with me."
The female"s tone of voice was sarcastic, demanding and very threatening. When I asked the make and year of the car I was supposed to have bought, and the company who financed it. She said she did not have that information about the make of the car and said there "is no company, what do you mean company?"
When I said I was getting an attorney, she hung up on me.
It seemed odd to me that they had verified the signature of Cynthia Lyon, yet my last name was different when I was supposed to have financed an auto, and that they did not have information as to the make, model nor vehicle ID number. They had correct names of streets near where I had lived, but did not have the address of my residence when the auto was supposed to have been financed. I had attempted to establish credit in my name only approximately eight years ago, but this supposed debt did not appear on my credit records then, but it showed up only after I had been issuoed a credit card in only my name just stwo weeks prior to receiving this letter from ARA, Inc.
