Advanta USA sent me a letter of collection to collect $1,462.28 that they say i owe to Career Education Corporation with out explanation as to what school or for what reason I should owe this money. Sense I did not barrow this money from these people I am not going to pay it. Theywent ahead and placed it on my credit report.I have had to deal with these people before and they don't care if the debt is lagetemit or not. they have there for committed fraud and i am going to report them to the department of corporations.