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Winston Salem,#2UPDATE EX-employee responds
Fri, May 04, 2007
First of all, I can understand your frustration with using Online Banking. However, your complaint is not uncommon. 1) While a payment may be "sent" on-time, you MUST ALWAYS look at the ARRIVAL date. For some companies, I can send a payment, but it won't ARRIVE into their system for 4 business days. So, while I send a payment on 05/01/07, it may not ARRIVE until 05/08/07. Therefore, if your payment was due ON 05/01/07, the payment is LATE. 2) If you weren't aware of it already, ANY "stop payment" that you issue on a check DOES COST YOU. Some banks actually may not charge you for that service, but MOST do. Stop payments can sometimes cost as much as $30 or so. 3) Whenever you send a "stop payment", basically a company's system is looking for the money, yet you say "don't pay it". Therefore, their systems WILL charge you a fee for sending them a check of NO value. ALL companies use this policy. 4) Cricket has a policy that if you have any NSF/Stop Payments happen on your account, you are referred to their "Full Service" Store to take care of the problem. Basically, your problem came from doing a "Stop Payment" on your "Online Banking" payment. NEVER use that feature UNLESS you are aware of its consequences. You would have been better off canceling your payment through Online Banking. Also, if you weren't aware already, you CAN access your Cricket billing account ONLINE. That way, you can verify if payments are received. TIP: When using Online Banking, ALWAYS check the ARRIVAL date and NOT the date that you SENT the payment. Companies go by when a payment is RECEIVED, NOT when a payment is sent.