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  • Report:  #282894

Complaint Review: Financing Alternative - Cheasapeake Virginia

Reported By:
- jamestown, New York,
Submitted:
Updated:

Financing Alternative
565 Cedar Road Cheasapeake, 23322 Virginia, U.S.A.
Phone:
800-815-7140
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I started an account with Financing Alternatives in January of 2007. A contract was agreed on by both parties to layaway a computer plus two other accessories which amounted to $1500.00. Each Friday of every week $29.99 would be deducted from my checking account begining January 5, 2007. Once 3 full months of payments were made, the computer would be mailed and the rest would continue to be payed thereafter. I became suspicious when 6 months had passed and I heard nothing from the company other than receiving statements of the payments that were deducted and what the remaining balance was. When I tried to contact the company on several occasions, I had a very difficult time reaching a live representative and when I did I was given the runaround, told that my contract had not yet been received after two times sending it certified mail. Then finally after a few more months, they said that the computer would be delivered on September 20th, just days before the payments stopped automatically and I looked further into it and discovered the company was a rip off and I had lost $1230.00. I hope that a full refund will be granted.

Cornell bunting

jamestown, New York

U.S.A.


2 Updates & Rebuttals

Shray

Mclean,
Virginia,
U.S.A.
Financing Alternatives

#2Consumer Comment

Tue, August 05, 2008

Let me start by saying that I am not affliated with the company in any way. I happen to know Michael Shrader personally, and know a little about what happened with Financing Alternatives. Two claims that have been made against the company that I would like to address. First that Mr. Shrader purposly took off time around when the company was failing. Michael Shrader had heart surgery in February of 2007. This was a medical necessity that couldn't wait any longer. The second claim said that as soon as the company failed he ran to join Kurt's company. There was a six month period where Michael Shrader was out of work and looking for a job. I'm not defending Mr. Shrader at all. I personally know that he lied about how much he made last year to his ex-wife to avoid paying alimony/college payments for his two kids. Whatever happened at Financing Alternatives is shady, but to say that they planned for this to happen so they could start their own company is just pure speculation.


Inside_fai

Towaon,
Maryland,
U.S.A.
All the money has vanished thanks to MICHAEL SHRADER AND KURT DINKELACKER shady biz

#3UPDATE EX-employee responds

Fri, December 07, 2007

I have to say this to protect myself legally: 'The opinions I say in this are my opinions. Innocent to proven they are liars cheat thieves' Michael Shrader and Kurt Dinkelacker ran this company into the ground to steal the business secrets and start a copycat biz after the owner refused to give them a majority stock. Then, Michael Shrader's inner circle were told to make copies of their hard drives to use *after they left FAI once it was bankrupt*. The owner was kept in the dark about the business problems. He control to Michael Shrader in 2005 so he could manage a personal medical issue and enjoy time of. He stupid trusted Michael Shrader and Kurt Dinkeliar. Email from Kurt Dinkelacker told everyone until 6 wks before FAI got taken over that it was 'business as usual'. He knew the company was not going to make it. Michael Shrader and Kurt Dinkelacker lied I think to stall and to take all the money they could to help them get going in a new company. I know Javier Palomarez (came from MiCash near the end of company) and got like $40,000 for a month. Kurt Dinkelacker was trying to hire key people to work for him at a new business like FAI because by now they had got all the information and the money was running out and they couldn't cover up any more. They wanted the owner out so they could get all the money themself- what better way than make his company go bankrupt and put him in hot water while they get away scot free. FAI shipped over 75,000 PCs through 2005-the majority on time or earlier. When Michael Shrader and Kurt Dinkelacker took over- they shipped late and when they felt like it. The owner never knew, they hid from him. Anyone who knows the owner will tell you he wants to punch him in his big buck teeth face- and Dinknot's bald greasy head. he's betrayal and intends to pursue justice- for consumer and for himself. I think they meant to do a crap sneaky job to make FAI failed- and then have the gall to turn right around and get right back in business with employees and secrets they stole from the company they ruined. Tell me that done stink to high heavens. Crooked. Michael Shrader Traitor made an $400,000 and greedy Kurt Stinky Dink $200,000+ They never made a profit, and rode it straight into the ground. Paid his friends all the money, then wasn't fill orders. He and Stinky Dinks is *in my opinion* a crook, a thief, a liar, stupid, old as crap, and a con man. Type Dinkelacker in the search box for other updates. I will keep updating as long as I can. Good luck everyone. Worth the time to read this about this boss: highbeam.com/doc/1G1-149715150.html

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