It is my first Bad comment giving to any company,
Unfortunately, I have learned the hard way, I simply trusted them over the phone when I switched over to them, after 3 months I reviewed my charges in detail I realized I have been charged for my CC Transactions bet 4 and 5%
when I called them they showed me all fine lines, and if even they could answer my questions the transferred me to the higher-ups, and even he had no explanation... BUT I got no refund till my last charge went to debt collection agency, I paid it off
Please STAY AWAY FROM IPAYMENT- For your benefit