I applied for a new truck. My credit score from the main 2 credit bureaus are 713 & 747. This out fit reported a 566 which is not true. Reported unpaid items, late bills. I have non of this, in fact my payment history is 100% paid on time. So I went on Line and checked them out they are doing this on a regular basis. I found the reason is the bank they deal with tell you with this credit score we have to charge you more interest, so it a scam to get more interest to spilit with someone. There are many complaints about them. I talked to one man who wrote them a letter, his score with the main 2 creddit bureaus was above 800. they reported it at 426. I will give these people Rip off.com to file a report. I also will file Federal Charges on them.This is a Federal crime.