26, Report:
#419142
Posted Date:
Feb 02 2009
Aspire Visa Charging for Cardsafe when it was cancelled thru Cardsafe, NO statement in the mail with late fee's when statement is finally mailed. Atlanta Georgia
I was out of the blue sent a letter that my account no longer existed with no reason why back in November 2008. I called Aspire to find out why and they said, you didn't do anything wrong, the company went belly-up and those were the exact words the woman said to me. I've been wit...
Entity
Categories: Credit & Debt Services
27, Report:
#417924
Posted Date:
Jan 30 2009
ASPIRE VISA Closed account and excessive fees Atlanta Georgia
In December 2008, received written notice of cancellation of credit card program. ASPIRE raised the rate of interest on a closed account; charged late and over the limit fees; and, Insurance Premiums which in turn increased my credit card balance.
Contacted the company in Januar...
Entity
Categories: Miscellaneous Companies
28, Report:
#221354
Posted Date:
Jan 25 2009
Midland Credit Management & Jacques A. Marchol Jr. I've been served with a Summons & Complaint that the Court has no record of! San Diego & Boulder California & Colorado
This is kind of long, I apologize, but I want to make sure I get all the facts included!
Attorney Jacques A. Marchol Jr. (of Linebarger Goggan Blair & Sampson, LLP also of Marchol & Johnnes, PC) of Boulder Colorado representing Midland Credit Management (a.k.a. MCM) of San Diego ...
Entity
Categories: Collection Agency's
29, Report:
#405620
Posted Date:
Dec 29 2008
Aspire Visa Told me my account was not closing, then closed it 30 days later Atlanta Georgia
In November 2008 I contacted customer service about my Aspire Visa card, as I knew of plans to close some accounts. They had already closed my mothers Aspire account and sent a letter that arrived after it had already closed.
In December 2008 Aspire Visa sent me a new card to r...
Entity
Categories: Credit & Debt Services
30, Report:
#404258
Posted Date:
Dec 24 2008
ASPIRE VISA CARD termination of account Atlanta Georgia
My wife and I received a notice of termination of our aspire visa card account as well on 12/09/08.So after a day of getting very mad as we had this account for over 5 years,I started doing some research on this and found out the FTC has filed a suite against the parent company comp...
Entity
Categories: Credit & Debt Services
31, Report:
#404398
Posted Date:
Dec 23 2008
Jefferson Capital Sytems - Emblem Master Card Offer is a Scam & Rip Off! St Cloud Minnesota
Got a letter from Jefferson Capital on an old credit card account. A check of my credit card proved this debt was way past our state statute of six years for debt collections. AS I read the 'fine print' on this offer I became more enraged as it became more evident of what a scam thi...
Entity
Categories: Collection Agency's
32, Report:
#404229
Posted Date:
Dec 23 2008
Aspire Visa Card ANNUAL FEES Atlanta Georgia
My Aspire Visa Card program was also discontinued. I received notice the week of December 15th. Immediately I placed a call to get the details and to be assured that there would be no adverse effect on my credit rating. I have had this account for 6 years, have never been late fo...
Entity
Categories: Credit Card Processing (ACH) Companies
33, Report:
#402321
Posted Date:
Dec 17 2008
Aspire Visa Aspire strikes again! Atlanta Georgia
I have had this account for about 5 years. I was sent a cancellation in November instead of a statement. When my wife called to find out why we didn't receive a statement, we were told the account was closed. After receiving numerous calls from foreign customer service reps with bar...
Entity
Categories: Miscellaneous Companies
34, Report:
#402196
Posted Date:
Dec 17 2008
Aspire Visa Cancelled Yet Another Nonsuspecting Cardmember Atlanta Georgia
Just 9 days before Christmas I received this letter in the mail from Aspire Notice of Termination of Card Program. Wow, I thought it clearly was some sort of mistake!
All I know I was a good customer who always paid my card in full 4-5 times a year usually in 1-2 payments. Init...
Entity
Categories: Credit & Debt Services
35, Report:
#260431
Posted Date:
Dec 14 2008
Midland Funding - Dominian Law Associates - Aspire Bank Literally Screwed Me! Ripoff Virginia Beach Virginia
Before coming to this site, I had fallen an innocent victim to Aspire Visa. Upon opening the accout, these jerks drained the account dry and tried to stick me with the bill. Like many of the other reports that I have read dealing with this issue, I lost count of how many reports t...
Entity
Categories: Credit Card Processing (ACH) Companies
36, Report:
#396959
Posted Date:
Dec 02 2008
Aspire Visa Credit Card Account terminated for NO reason Atlanta Georgia
Received a Notice of Termination letter in the mail from this company. Have been with Aspire for 3+ years and have always been on time with my payments and have never been over my credit limit. Out of nowhere I get this letter saying that on this certain date no more charges are all...
Entity
Categories: Credit & Debt Services
37, Report:
#396124
Posted Date:
Dec 02 2008
ASPIRE VISA, GREGG RYAN, BOARD EXECUTIVE OF COLUMBUS BANK OF GA. LIKE OTHERS DISCONTINUED MY VISA AND CALLED ME BACK TO MAKE A DEAL-NO ROOM COLUMBUS Georgia
Had aspire for 10 years approx. Never missed a payment on visa or 147 other accounts in 38 years, according to Experian, Equifax and Trans Union. Had my aspire card number with several merchants who called me on 11/10/08 to tell me i had been declined after years of credit with them...
Entity
Categories: Miscellaneous Companies
38, Report:
#395730
Posted Date:
Nov 28 2008
Aspire Visa Closing Terminated my credit card for no reason! Atlanta Georgia
I have been a customer at aspire for over 3 years now, and I have never been late in those 3 years, and have even paid off my balance in its entirely once.
Today (November 28, 2008) I received a letter in the mail stating they were terminating my credit card effective December ...
Entity
Categories: Credit & Debt Services
39, Report:
#395427
Posted Date:
Nov 26 2008
Aspire Visa Card Claimed I am over limit, in four years, never have been. Atlanta Georgia
I have had the card for four years. Paid early, never late...and paid more than due amounts. On Nov. 23rd..got a letter saying I am over the limit, and closing my account. I have never been over the limit before, nor ever late on payments. I had just paid Nov. payment(way before the...
Entity
Categories: Credit Card Processing (ACH) Companies
40, Report:
#395055
Posted Date:
Nov 25 2008
Pentagroup Financial-Mr. Smalls Individual claims to be a lawyer and is a collector who wants you to give personal information over the phone Houston, Texas
The person (Mr. Smalls) calls our phone over and over again at home at all hours of the day and night and leaves harrassing messages on the answering machine referring to himself as an attorney.
He did call one time in the month of October stating that he needed to hear from my...
Entity
Categories: Collection Agency's
41, Report:
#394742
Posted Date:
Nov 25 2008
Aspire Visa Notice of Termination Columbus Georgia
The letter I receved is the same as others here. I have had my aspire card for 4 years. I started my credit limit with $200 and it went up to $1050. I made a payment of $90 and got hit for a yearly service charge of $75 for the first time, then receved a notice that my card was clos...
Entity
Categories: Credit Card Processing (ACH) Companies
42, Report:
#394685
Posted Date:
Nov 25 2008
Aspire Visa closed account with out proper notice, over charging of interest rate,caused damage to credit score Atlanta Georgia
Aspire closed my account with out any advance notice.
This is a very unprofessional way to operate a business.
my payments are always on time and for more then the minimum amount.
The closing of my account has damaged my credit standing and has put a bad mark on my credit s...
Entity
Categories: Federal Government
43, Report:
#1034508
Posted Date:
Nov 24 2008
Aspire Visa Credit Card Poor excuse for a credit card Columbus Georgia
I have had an account with Aspire since 2001. My credit score is 700+. APR was 29.64. Now It's 29.99. Credit limit is 6,000.
I noticed the high interest rate, Balance around 2,000, never been late, most of the time payed off balance early or made higher payments.
I called cust...
Entity
Categories: Credit Card Processing (ACH) Companies
44, Report:
#394160
Posted Date:
Nov 23 2008
Aspire Visa Notice of Termination of Card Program Atlanta Georgia
I received a Termination of card letter. 11/17/2008. I have perfect payment history with all my credit cards. My aspire balance is $8770. I usually carry a high balance on my cards, so they do make a good profit in interest from me. I am trying hard to pay down my debt and improve ...
Entity
Categories: Credit & Debt Services
45, Report:
#394146
Posted Date:
Nov 23 2008
Aspire Visa what's up Atlanta Georgia
Received a letter yesterday from my credit card company Aspire Visa notifying me that my card has been cancelled that they are discountinuing the program? I have had this card for over 5 years, Never late, not over my limit. Attempted to contact someone using the 1 800 820-3054 num...
Entity
Categories: Credit Card Processing (ACH) Companies
46, Report:
#393926
Posted Date:
Nov 22 2008
Aspire Credit Card Closed credit card Atlanta Georgia
I, too, got a nice letter from Aspire informing me that they are regretfully are discontinuing my Aspire Visa program. After reading it, I called Aspire's phone number listed on the letter. The first person I spoke to asked me to verify the credit card number & last 4 numbers of m...
Entity
Categories: Credit Card Fraud
47, Report:
#392982
Posted Date:
Nov 20 2008
Aspire Visa How do I protect my credit when the card company cancels? Atlanta Georgia
As I was paying my bills today, I pulled up my Aspire Visa account online. As I thought, I had made no purchases using the card. I noticed that the online statement showed my available credit was 0. I called the customer service department and was told that my card was discontinu...
Entity
Categories: Credit Card Processing (ACH) Companies
48, Report:
#293543
Posted Date:
Nov 20 2008
Aspire Visa charged hidden fees and charged for cash withdrawels Nationwide Georgia
This company used hidden fees to over limit the account from the time it was activated, and uses other trumped up charges to overstate the billing. original amount that was used actually was $38 in store charges, but was billed for more than $300 in hidden fees and would never send ...
Entity
Categories: Credit Card Processing (ACH) Companies
49, Report:
#390680
Posted Date:
Nov 19 2008
Aspire Visa Notice of Termination of Card Program Columbus Atlanta Georgia
My one-page notice from Aspire is dated 11-7-08. At the top: PO Box 105341, Atlanta GA 30348-5341. I'm told they have closed my account to new transactions and may refuse to authorize any new transactions effective
Nov 24, 2008.
That barely gives me two weeks notice. That doesn'...
Entity
Categories: Credit & Debt Services
50, Report:
#392343
Posted Date:
Nov 18 2008
Aspire Visa Card closed my account for no reason ripped me off for annual fee Atlanta Georgia
I also received a letter from aspire that my card was cancelled. why I dont know have not been able to reach them by phone put yoou on hold and never come back. I have never been late and never missed a payment pay above the mininim amount. Does anyone know if they are out of busin...
Entity
Categories: Miscellaneous Companies